Time To Drive
Have you used our Auto Buying Service yet? If not, there is no better time than now. We are still offering New and Used Auto Loans at 60 months as low as 2.020% APR, but you can select from a variety of terms and rates to fit your needs. Get pre-approved today!
Let me take you on a test drive of our Auto Buying Service, powered by GrooveCar. Every vehicle that you find on our page will be located at a “GrooveCar” certified dealership, and the listed price will be the price that you pay (unless you negotiate an even lower price!)
You can find our Auto Buying Service on our website, under the “Borrow” tab, and on the "Auto Loan" landing page. Look for the link that says:
Once you navigate to the Auto Buying Service page, your first step is to register for an account. It’s free, and it takes just a few seconds. You will use this login information each time you visit the page. It comes in handy if you are comparing vehicles and dealers – among other things.
If you know the make and model of the car that you want, simply use the dropdown buttons to select it. If you aren’t sure what you want, you can choose a car body type and search that way. If you have no idea what kind of car you want, but you know you want to work with a certain dealership, choose “Locate Dealer,” type in the dealer name, and other criteria to find your GrooveCar Certified Dealership.
Maybe you know exactly what you want to buy, but you want to see a full list of what’s available for those body types. If you select SUV/Wagon, for instance, you will see any Ford, Honda, Hyundai, Toyota, etc., that have SUV/Wagon models available. Additional filters include location, exterior color, price range, and mileage. You can sort the results by distance, model year, price, monthly projected payment, or mileage.
Click on the “View This Car” button to get more detailed information. This includes a free CarFax Report, valuation report, equipment and specs, and dealer contact info. From here, you can save the car, conduct research about the model you have selected, compare similar cars, calculate your estimated monthly payment, or get pre-approved.
Use our Auto Buying Service to find your next car and take advantage of an additional reduction on your car loan rate. Yes, you may qualify for a rate discount of .25% APR!
Click on the “Resources” tab, select “Promotions,” complete the form, and when you are ready, click “Apply Now.”
The application process is quick and easy, and with your pre-approval in hand, you’re ready to buy your car. When you have found the perfect match, contact the dealer to arrange for a test drive or take delivery. Click on “Contact Dealer” and complete the form so they can call you directly, or call the dealer!
After you visit the dealership, you’ll want to have the salesperson send the purchase order for the loan officer to review and finish up the loan paperwork.
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Krista Kyte is a personal finance blogger and personal banker with over 17 years of experience in the financial industry. Krista is passionate about helping our members understand their financial situations. She writes tips that will help consumers reach and maintain financial security, and start living the life they’ve always wanted.
