Mad March Certificate Special

Earn 4.260% APY for 11 months when you open a Mad March Certificate between 03/14/25 and 03/31/25!*

Minimum $6,400. Maximum $64,000. Limit of four Mad March Certificates per member.

1New Money Required

Lucky Seven Certificate

Earn 3.77% APY for 15 months when you open a Lucky Seven Certificate between 03/17/25 and 03/31/25!**

Minimum $7,000. Maximum $70,000. Limit of four Lucky Seven Certificates per member.

1New Money Required

Questions?
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Maturity/Renewal
The credit union will notify the account holder at least 20 days prior to maturity. Certificates with standard terms, including, but not limited to 6 months, 1 Year, 2 Years, 3 Years, 4 Years, and 5 Years, will automatically renew for the same term at the rate offered at the time of maturity unless the account holder informs the credit union otherwise, or the certificate term is no longer offered.

Certificate specials with non-standard terms, including but not limited to 9 months, 11 months, 13 months, and 15 months, will automatically roll over to the next lowest standard certificate term at the rate offered at the time of maturity unless instructed otherwise.

There is a grace period of ten (10) calendar days after maturity to change the term or withdraw the funds from the certificate account without being charged an early withdrawal penalty.


Early Withdrawal Penalty
If certificate funds other than dividends are withdrawn prior to maturity, the penalty assessed will be equal to one hundred and eighty (180) days of dividends.
The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.

Account Terms and Conditions

Mad March Certificates require a minimum $6,400 deposit. There is a maximum deposit amount of $64,000. Limit four Mad March Certificates per member.

Lucky Seven Certificates require a minimum $7,000 deposit. There is a maximum deposit amount of $70,000. Limit four Lucky Seven Certificates per member.

*APY = Annual Percentage Yield. A penalty will be assessed for early withdrawals. Fees may reduce earnings. This Mad March Certificate Special applies to certificates opened between 03/14/2025 and 03/31/2025, with an 11-month term only, and has a minimum balance of $6,400 and a maximum balance of $64,000. There is a limit of four Mad March Certificates per member. No add-on or step-up features are offered on these certificates. Rates effective 03/14/2025 and are subject to change at any time without notice. Mad March Certificates will automatically roll over to the standard certificate term of 6 months at the rate offered at the time of maturity unless instructed otherwise. InFirst FCU membership is required.
1Must contain some new money. New money is defined as funds not currently on deposit at InFirst FCU.
**APY = Annual Percentage Yield. A penalty will be assessed for early withdrawals. Fees may reduce earnings. This Lucky Seven Certificate Special applies to certificates opened between 03/17/2025 and 03/31/2025, with a 15-month term only, and has a minimum balance of $7,000 and a maximum balance of $70,000. There is a limit of four Lucky Seven Certificates per member. No add-on or step-up features are offered on these certificates. Rates effective 03/17/2025 and are subject to change at any time without notice. Lucky Seven Certificates will automatically roll over to the standard certificate term of 12 months at the rate offered at the time of maturity unless instructed otherwise. InFirst FCU membership is required.
1Must be entirely funded with new money. New money is defined as funds not currently on deposit at InFirst FCU.