Virginia Share Certificate Rates
Welcome to InFirst FCU, your trusted partner for higher returns with savings options in Virginia. We'll explore the benefits of Share Certificates and why InFirst FCU is the perfect choice for your investment needs.
Understanding Share Certificates with a Credit Union in Virginia
Share Certificates are a credit union's version of Certificates of Deposit(CDs), offering a secure way to grow your savings with fixed interest rates and guaranteed returns in exchange for a set term. At InFirst FCU, our Share Certificates provide peace of mind and financial stability for members across Virginia.
CDs vs. Share Certificates - The Credit Union Difference
While CDs are commonly associated with banks, Share Certificates offer similar benefits with the added advantage of a credit union membership. InFirst FCU's Share Certificates provide competitive rates and personalized service you won't find at traditional banks offering CDs, helping our members in Virginia get more for their money.
Benefits of InFirst FCU’s Share Certificate Rates
Our credit union is proud to offer some of the most attractive Share Certificate rates when compared to traditional CDs in Virginia. Here's what makes our Share Certificates a great choice:
Competitive Rates: We offer competitive interest rates across a variety of terms, allowing you to maximize your returns while keeping your money secure.
Variety of Terms: Whether you're saving for a short-term goal like a vacation or a long-term goal like retirement, we have a Share Certificate term that fits your needs.
Security and Peace of Mind: Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250,000, providing peace of mind for your investment.
Who Benefits from Share Certificates in Virginia
Share Certificates are ideal for those looking for a safe and secure way to grow their savings. They're particularly beneficial for:
Risk-Averse Savers: Share Certificates offer guaranteed returns, minimizing risk compared to the stock market.
Goal-Oriented Savers: Knowing your money will grow at a fixed rate helps you plan for future expenses like a down payment on a house or a child's education.
Joining InFirst Federal Credit Union in Virginia
To take advantage of InFirst FCU's competitive Share Certificate rates, becoming a member is easy! Anyone who lives, works, worships, or attends school in most of Botetourt, King George, Roanoke, Salem, and Vinton, VA, is eligible to join.
We offer the benefits of a community-focused credit union in Virginia with competitive rates and exceptional service.
How to Open a Share Certificate with InFirst FCU
Opening a Share Certificate with InFirst FCU is a simple process. Here's what to do:
Become a Member: Apply online or visit any InFirst FCU branch.
Explore Rates & Terms: Review our current Share Certificate rates and terms on our website or consult with a member service representative.
Choose Your Share Certificate: Select the Share Certificate that aligns with your investment goals and time horizon.
Fund Your Account: Deposit your desired amount to open your Share Certificate.
Don't miss out on the opportunity to grow your savings securely with InFirst FCU's competitive Virginia Share Certificate rates. Join InFirst FCU today and open a Share Certificate to start earning higher returns.
