*APY = Annual Percentage Yield. Rates subject to change without notice. Certain terms and conditions may apply. Dividends are computed on the daily balance method. Fees may reduce earnings. Rate tiers are as follows: 1.00% APY applies to the portion of the balance from $0.01 to $10,000.00. The portion of the balance from $10,000.01 to $15,000.00 will earn 0.05% APY. The portion of the balance over $15,000.00 will earn 0% APY. If qualifications are not met, 0.05% APY will be earned on balances up to $15,000. Dividends earned will be deposited into the member’s prime savings account.
**0.05% APY applies to all balances. Dividends are computed on the daily balance method. This account is not for individuals, but available for organizations only.
***APY = Annual Percentage Yield.
†Registration/activation required.
1InFirst FCU membership is required. Members can opt into the added benefit feature for $5.95 per month. This fee is waived by meeting the criteria below. HOW TO QUALIFY FOR THE HIGHEST DIVIDEND TIER AND WAIVED BENEFIT FEE: 1. Make 15 Visa® Debit Card purchases at a store or online, each exceeding $3 per transaction, per month. 2. Make a monthly deposit into your account via direct deposit, mobile deposit, or a deposit at one of our branches (not a shared branch), with a monthly aggregate of $500 or more. 3. Enroll in eStatements. 4. All Visa Debit Card purchases and all deposits must post during the month to qualify for the higher dividend rate tier and the benefits fee waiver. 5. Maintain a monthly aggregate share balance of $5,000 or an aggregate loan balance of $10,000, excluding balances held in real estate loans. If these qualifications are not met during a given month, the lower dividend rate will be earned, and the benefit fee of $5.95 will be assessed. Rates subject to change without notice. Certain terms and conditions may apply. Dividends are computed on the daily balance method. Fees may reduce earnings. Rate tiers are as follows: 1.00% APY applies to the portion of the balance from $0.01 to $10,000.00. The portion of the balance from $10,000.01 to $15,000.00 will earn 0.05% APY. The portion of the balance over $15,000.00 will earn 0% APY. If qualifications are not met, 0.05% APY will be earned on balances up to $15,000.00. Dividends earned will be deposited into the member’s prime savings account. Only one My Money+ Checking account per member. My Money+ Checking accounts are variable rate accounts that may change after account opening.
2Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
3Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. All Guides to Benefit and insurance documents can be found online at MyMoney.ClubChecking.com or through the Club Checking mobile app. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4Restrictions apply. See MyMoney.ClubChecking.com for details.
5Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
