Personal Loans
Personal Loan rates as low as 7.49% APR** for 12 months!
The maximum loan amount is $30,000. Other terms and conditions may apply.
Did you know? We offer bi-weekly Personal Loan payments directly from your payroll deposits!
Questions before you apply? Contact us!
Line of Credit
This overdraft line of credit is tied to your checking account. With an InFirst Line of Credit, we automatically transfer any available funds from the line to your checking account to cover checks or everyday check card transactions. You can even transfer money from Online Banking or your mobile app.
Once you access your InFirst Line of Credit, payments may be automatically deducted from your automated direct deposit account. (Automated direct deposit is a great way to ensure that your account remains in good standing.)
Questions before you apply? Contact us!
Share Secured Loans
A Share Secured Loan is a low-interest loan secured by the funds in your dividend-earning savings account. Your savings will be placed on hold (equal to the current loan balance) until the loan is paid back in full; however, you will continue to earn dividends on the funds in your Savings Account.
With a Share Secured Loan, you can also borrow against your Share Certificate for a term up to the maturity date and for a rate 3.00% higher than the Share Certificate rate*. This is a great way to borrow at a low rate of interest for a short term or to establish credit.
*Note: This cannot be done on an IRA certificate.
Questions before you apply? Contact us!