Balance Transfer Promotion
Kick off fall savings with a Balance Transfer!
Score 4.99% APR* for 12 months with a Visa® Rewards Credit Card Balance Transfer!
No Balance Transfer Fee • No Annual Fee • Complete your Balance Transfer by 11/30/2025.
Rate will adjust to the standard rate of 10.90% APR - 17.90% APR after the promotional period ends.
Transferring your balance is easy!
Log into Online Banking
Click on Menu, then on Credit Cards
Click Balance Transfer on the menu to the right of the screen
What’s in it for you?
• Low, FIXED RATE
• No Balance Transfer Fee
• No Annual Fee
• Plus, you’ll earn Rewards Points on every purchase you make!
How you earn points:
4 points for every dollar spent at Gas Stations
3 points for every dollar spent on Restaurant and Travel purchases
2 points for every dollar spent on all Grocery Store, Superstore, and Wholesale Club purchases
1 points for every dollar spent on all other purchases
What You Can Redeem:
Cash
Travel
Merchandise
Gift Cards
How To Redeem Your Points:
Click here to log in to Online Banking, select the Credit Card tab, then click on CU Rewards.
Select redeem points. If you have never registered your card, you will need to do so before proceeding to the Redeem Rewards page.
If you select Cash, we will deposit the funds to your savings or checking account. Points redemption for cash must be used in 2,500 point increments (2,500 points = $25.00).
For CU Rewards inquiries, please contact 888.634.6318.
Click here for rates.
*This offer is available to existing Visa Rewards Credit Cardholders who transfer a balance from another financial institution to their Visa Rewards Credit Card. Balance Transfers must be completed between 09/01/2025 and 11/30/2025. After the promotional period ends, the remaining balance will revert to the standard purchase rate determined at card opening, and will range from 10.90% APR to 17.90% APR. No Balance Transfer Fee applies. Offer does not apply to any other InFirst FCU loan. Subject to credit limit availability. InFirst FCU membership is required.